Balance.
Log each account. See your net worth, spending and savings together, month by month.
Overview
Net worth As of Sep 2026
$284,650.00SGD
+$8,900.00 (+3.2%) vs. Aug
Balance breakdownShowHide
Cash & savings
$86,200.00
+$4,400.00 vs. Aug
Investments
$208,450.00
+$4,000.00 vs. Aug
Debt
$10,000.00
-$500.00 vs. Aug
Monthly cash flowSpending $6,200.00ShowHide
Income
$12,000.00
$0.00 vs. Aug
Total spending
$6,200.00
-$700.00 vs. Aug
Amount saved
$5,800.00
+$700.00 vs. Aug
48.3% of income saved
A sample portfolio. Explore the charts or try entering a month. No account needed.
One monthly check-in.
Your accounts stay separate. Your overview brings them together.
- 1
Add your accounts
Bank accounts, cards, income sources, investments and debts. Give each its own currency and portfolio.
- 2
Log the month
Work through spending, income, savings, investments and debt. Enter a figure for each account, then review.
- 3
See what changed
Compare balances and monthly cash flow. Follow your net worth over time and revisit past entries.
The details stay visible.
A simple overview should still let you trace the numbers back to your accounts.
Enter in the currency you use. View combined totals in your portfolio’s base currency.
See what you hold alongside what came in, what you spent and how much you saved.
Switch between individual months and the longer view, with comparisons to earlier periods.
A few practical questions.
Do I need to connect my bank?
No. You enter monthly figures yourself, account by account. There is no bank connection required.
What do I log each month?
Spending and income totals, then your savings, investment and debt balances. Review the figures before saving. Last month’s entries are available as suggestions.
Can my accounts use different currencies?
Yes. Each account keeps its own currency. The tracker converts figures into your portfolio’s base currency so you can see a combined picture.
Is amount saved the same as my savings balance?
No. Amount saved is your income minus spending for the period. Your cash and savings balance is the money held in those accounts at that point in time.
Start with your first month.
Add your accounts and build your history from there.