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Balance

Balance.

Log each account. See your net worth, spending and savings together, month by month.

Explore the sample

Overview

Personal portfolioSample data · 2026 · SGD

Net worth As of Sep 2026

$284,650.00SGD

+$8,900.00 (+3.2%) vs. Aug

Balance breakdownShowHide

Cash & savings

$86,200.00

+$4,400.00 vs. Aug

Investments

$208,450.00

+$4,000.00 vs. Aug

Debt

$10,000.00

-$500.00 vs. Aug

Monthly cash flowSpending $6,200.00ShowHide
Sep 2026

Income

$12,000.00

$0.00 vs. Aug

Total spending

$6,200.00

-$700.00 vs. Aug

Amount saved

$5,800.00

+$700.00 vs. Aug

48.3% of income saved

2026 · SGD

A sample portfolio. Explore the charts or try entering a month. No account needed.

One monthly check-in.

Your accounts stay separate. Your overview brings them together.

  1. 1

    Add your accounts

    Bank accounts, cards, income sources, investments and debts. Give each its own currency and portfolio.

  2. 2

    Log the month

    Work through spending, income, savings, investments and debt. Enter a figure for each account, then review.

  3. 3

    See what changed

    Compare balances and monthly cash flow. Follow your net worth over time and revisit past entries.

The details stay visible.

A simple overview should still let you trace the numbers back to your accounts.

Accounts & currencies

Enter in the currency you use. View combined totals in your portfolio’s base currency.

Balances & cash flow

See what you hold alongside what came in, what you spent and how much you saved.

Monthly & yearly views

Switch between individual months and the longer view, with comparisons to earlier periods.

A few practical questions.

Do I need to connect my bank?

No. You enter monthly figures yourself, account by account. There is no bank connection required.

What do I log each month?

Spending and income totals, then your savings, investment and debt balances. Review the figures before saving. Last month’s entries are available as suggestions.

Can my accounts use different currencies?

Yes. Each account keeps its own currency. The tracker converts figures into your portfolio’s base currency so you can see a combined picture.

Is amount saved the same as my savings balance?

No. Amount saved is your income minus spending for the period. Your cash and savings balance is the money held in those accounts at that point in time.

Start with your first month.

Add your accounts and build your history from there.

Create account